What is the purpose of creating templates in Security and Compliance Center?

You can use the IBM Cloud® Security and Compliance Center to create and manage templates by using the console or the APIs. Templates help you define your preferred property values for supported resources in your accounts. After you create a template and attach it to a scope, your defined values override the defaults that are provided by IBM. Later, when an account user creates a resource that is targeted by the template, your customized defaults are applied.