An investigator is reviewing an alert for unusual activity. System scanning detected a text string within a company customer's account transactions…

The best next steps for the investigator to take are:

A . Review the customer’s transaction history. This can help the investigator identify any patterns or

anomalies in the customer’s account activity, such as changes in transaction volume, frequency,

amount, source, destination, purpose, etc. The investigator can also compare the customer’s

transaction history with their KYC profile and risk rating to assess if there are any discrepancies or

inconsistencies.

C . Check internal KYC information. This can help the investigator verify the customer’s identity,

business nature, ownership structure, expected activity, source of funds, etc. The investigator can

also update or enhance the customer’s KYC information based on any new or relevant information

obtained from other sources.

E Conduct adverse media and open-source searches on the customer’s background. This can help the

investigator find out if there is any negative or adverse information about the customer in public data

sources, such as news articles, social media posts, blogs, forums, etc. Adverse media and open-

source searches can also provide additional context and insight into the customer’s reputation,

behavior, associations, etc. The other options are incorrect because:

B . Request information from the internet service provider who hosts the website is not feasible, as it

may require a legal process or a court order to obtain such information. Moreover, the internet

service provider may not have or disclose any useful information about the website or its owner.

D . Research other customer accounts for transactions to the same website is not relevant, as it may

not provide any meaningful information about the customer under investigation. Furthermore, it

may violate the privacy and confidentiality of other customers who are not related to the

investigation.

F . Identify if the customer has opened accounts in an urban city area is not helpful, as it may not

have any bearing on the customer’s involvement in a drug or drug paraphernalia purchase.

Additionally, it may not be possible to access or verify such information without the customer’s

consent or authorization.

Reference:

Advanced CAMS-FCI Certification | ACAMS, Section 2: Investigating Financial Crimes, page 11

Leading Complex Investigations Certificate | ACAMS, Module 3: Conducting Research and Analysis,

page 6

Adverse Media Screening - Using AI to Mitigate Risk

Legal requirements for adverse media screening - Thomson Reuters

Electronic client due diligence | Ethics helpsheets | ICAEW

6AMLD & FATF: Where Adverse Media Screening Fits In

Free Adverse Media Check | NameScan