Which of the following can be obtained from a wire transfer record?

A wire transfer record is a document that details the electronic movement of funds between financial institutions. Standard information required for this transaction includes the name and account number of the person or entity sending the money (the originator or sender), the sending and receiving financial institutions, the amount of the transfer, and the name and account number of the recipient (the beneficiary). The sender's name is a fundamental data element necessary to identify the source of the funds for both banking and regulatory purposes.

A. The registered agent is a legal designation for a business and is not included in transactional bank records like wire transfers.
B. For privacy and security, a recipient's government identification number (e.g., Social Security Number) is not transmitted on the wire record itself.
D. An institution's accreditation type is regulatory information and is not part of the data set for an individual wire transfer transaction.

Association of Certified Fraud Examiners. (2023). Fraud Examiners Manual, International Edition. Section 3: Investigation, Subsection 3.219 (Bank Records). This section details the information available from various bank records, noting that wire transfer records contain originator and beneficiary information.

U.S. Department of the Treasury, Financial Crimes Enforcement Network (FinCEN). (2021). BSA Electronic Filing Requirements For The Report of International Transportation of Currency or Monetary Instruments (FINCEN Form 105). This and similar Bank Secrecy Act (BSA) documentation outline the required information for funds transfers, which always includes originator (sender) and beneficiary (recipient) names.