CFE practice question 2 of 25

A technique by which checks are numbered using a new technique that is revealed by a colored highlighter pen or by a bright light held behind the check is called:

Full set: 186 questions
Answer options
A: Microline numbering
B: Holographic safety border
C: Embossed pearlescent numbering Correct answer
D: None of the above
Correct Answer:
C. Embossed pearlescent numbering
Explanation

Embossed pearlescent numbering is a security feature used on checks where the numbers appear as a white or light-colored imprint. This feature is designed to be tamper-evident. When a colored highlighter is applied over the numbers, the original, darker number underneath is revealed, allowing for easy verification of the check's authenticity and confirming that the numbering has not been altered. This technique is specifically designed to react to common alteration methods, such as using highlighters to obscure information.

Why Incorrect

A. Microline numbering: This involves printing very small text (microprinting) on the signature line or border, which appears as a solid line to the naked eye and becomes illegible when photocopied.
B. Holographic safety border: This is a three-dimensional, reflective image embedded into the check stock, which is difficult to reproduce with standard printing or copying equipment.
D. None of the above: This option is incorrect because Embossed pearlescent numbering accurately describes the technique mentioned in the question. ---

References

1. Association of Certified Fraud Examiners. (2023). Fraud Examiners Manual

International Edition. Section 2: Financial Transactions and Fraud Schemes

Subsection: Check and Payment Card Fraud

Chapter: Check Fraud Schemes. (This section details various check security features

including descriptions of microprinting

holograms

and specialized numbering techniques like pearlescent numbering).

2. Wells

J. T. (2017). Corporate Fraud Handbook: Prevention and Detection (5th ed.). John Wiley & Sons. Chapter 5

"Check Tampering

" discusses various security features designed to prevent check fraud

aligning with the descriptions provided in the ACFE manual.

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