Workday-Pro-Benefits practice question 1 of 10

A consultant is working with a client to set up maximum coverage limits between two insurance plans. The client wants the Spousal Life coverage to be no more than 50% of the employee's Voluntary Supplemental Life coverage. How will the consultant implement this?

Answer options

A: Add an eligibility rule to the Spousal Life plan to limit coverage to 50% of the employee's Voluntary Supplemental Life coverage.

B: Add a validation to the change benefits business process to limit Spousal Life coverage to 50% of Voluntary Supplemental Life.

C: Create a cross plan enrollment prerequisite to ensure the employee selects the same coverage target for both insurance plans.

D: Create a cross plan insurance percentage maximum to limit Spousal Life coverage to 50% of Voluntary Supplemental Life. Correct answer

Correct Answer:

D. Create a cross plan insurance percentage maximum to limit Spousal Life coverage to 50% of Voluntary Supplemental Life.

Explanation

Cross-Plan Insurance Percentage Maximums let you cap the elected amount in one insurance plan as a percentage of the amount elected in another. Defining a 50 % maximum from Voluntary Supplemental Life to Spousal Life enforces the requested dependency automatically at enrollment or change events.

Why Incorrect

A. Eligibility rules qualify workers, not set dynamic dollar/percentage limits between plans.
B. Business-process validations run post-submission and cannot dynamically show available coverage.
C. Prerequisite ensures joint enrollment, not proportional coverage amounts.

References

1. Workday Benefits Implementation Guide 2023R2, “Cross-Plan Insurance Maximums”, p. 128-131.

2. Workday Community Article KB004287, “Setting Spousal Coverage as a % of Employee Life”.

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