A consultant is working with a client to set up maximum coverage limits between two insurance plans. The client wants the Spousal Life coverage to be…

Cross-Plan Insurance Percentage Maximums let you cap the elected amount in one insurance plan as a percentage of the amount elected in another. Defining a 50 % maximum from Voluntary Supplemental Life to Spousal Life enforces the requested dependency automatically at enrollment or change events.

A. Eligibility rules qualify workers, not set dynamic dollar/percentage limits between plans.

B. Business-process validations run post-submission and cannot dynamically show available coverage.

C. Prerequisite ensures joint enrollment, not proportional coverage amounts.

1. Workday Benefits Implementation Guide 2023R2, “Cross-Plan Insurance Maximums”, p. 128-131.

2. Workday Community Article KB004287, “Setting Spousal Coverage as a % of Employee Life”.